03/03/25 22:40
一番下に、マーチャントプロバイダの結論めいたものが書かれているが、
VISAのRuleからは、抜け道が有りそうにも読めるんだがな。
Summary of the Rules
Visa's rules define location for the purpose of an e-commerce or MOTO merchant
(also known as a "merchant outlet") as the country
in which all of the following criteria have been met:
ﾘPermanent Establishment: A fixed place of business through
which a merchant completes an economic activity (i.e. relevant Visa transaction)
regardless of where web sites or servers are located.
ﾘIf a merchant sells digital goods only, the country where
the principals work must be used in lieu of a permanent establishment.
ﾘMerchant Address: Local address of the merchant for correspondence and the judicial process.
A post office or mail forwarding service does NOT meet this requirement.
ﾘMerchant Business License: Location where the merchant holds a valid business license for the merchant outlet.
ﾘTaxes: Location where the merchant outlet pays taxes related to sales activity.
How the Rules Impact Your Business
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As you can see, the rules require at a minimum that
a merchant wishing to process through a US acquirer
have a legal entity plus a physical presence in the United States.