06/10/13 17:39:54 v5EFaJII0
>>363
例えば，こんな感じだろう。元利均等だろうが，リボ払いだろうが，引き直し計算は同じこと。
No取引日借入額返済額日数利率利息 元金未清算残元金過払金の 過払利息
返済額
利息
利息(5%)
元本充当額
1H16.07.01120,0000 18.000%0120,00000
2H16.07.307,42029 18.000%1,7115,7090114,29100
3H16.08.307,50031 18.000%1,7425,7580108,53300
4H16.09.307,50031 18.000%1,6545,8460102,68700
5H16.10.307,50030 18.000%1,5155,985096,70200
6H16.11.307,50031 18.000%1,4746,026090,67600
7H16.12.307,50030 18.000%1,3376,163084,51300
8H17.01.307,50031 18.000%1,2916,209078,30400
9H17.02.287,50029 18.000%1,1196,381071,92300
10H17.03.307,50030 18.000%1,0646,436065,48700
11H17.04.307,50031 18.000%1,0016,499058,98800
12H17.05.307,50030 18.000%8726,628052,36000
13H17.06.307,50031 18.000%8006,700045,66000
14H17.07.307,50030 18.000%6756,825038,83500
15H17.08.307,50031 18.000%5936,907031,92800
16H17.09.307,50031 18.000%4887,012024,91600
17H17.10.307,50030 18.000%3687,132017,78400
18H17.11.307,50031 18.000%2717,229010,55500
19H17.12.307,50030 18.000%1567,34403,21100
20H18.01.307,50031 18.000%497,4510-4,24000
21H18.02.287,50029 0.000%07,5000-11,740160
*H18.10.13227 0.000%00-11,7403650
*合 計120,000149,920
過払元本 11,740未充当利息 381元利合計12,121